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FACTS |
WHAT DOES COMMUNITY CAPITAL BANK
DO WITH YOUR PERSONAL INFORMATION? |
Why?
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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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What?
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The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice. |
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How?
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All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community Capital Bank chooses to share; and whether you can limit this sharing. |
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Reasons we can share your personal information
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Does Community Capital Bank share?
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Can you limit this sharing?
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For our everyday business purposes –
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. |
Yes |
No |
For our marketing purposes –
To offer our products and services to you. |
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Yes |
No |
For joint marketing with other financial companies- |
No |
We don't share |
For our affiliate’s everyday business purposes –
Information about your transactions and experiences. |
No |
We don't share |
For our affiliates everyday business purposes-
Information about your creditworthiness. |
No |
We don't share |
For our affiliates to market to you |
No |
We don't share |
For non-affiliates to market to you |
No |
We don't share |
Questions?
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Please call any of our bank representatives at 770-472-5020 or 770-460-2777 or go to www.ccbank.us. |
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Who is providing this notice?
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Community Capital Bank |
How does Community Capital Bank protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. For instance, we use Cookies on our Internet Banking system for the sole purpose of providing additional security to our customer. |
How does Community Capital Bank collect my personal information? |
We collect your personal information, for example, when you:
- open an account or deposit money
- pay your bills or apply for a loan
- use your credit or debit card
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Federal law gives you the right to limit only:
- Sharing for affiliates’ everyday business purposes-information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non-affiliates to market to you
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Community Capital Bank has no affiliates
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Non-affiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Community Capital Bank does not share with nonaffiliates so they can market to you.
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Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Community Capital Bank does not jointly market
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Other important information
Please note: Since Community Capital Bank does not share your personal information with any outside source other than what is described as legal for the purpose of performing our everyday business and marketing, you, our customer; do not need to “opt-out” for any sharing of personal information. Should you have questions, please refer to the QUESTIONS Section above to contact us. We, at Community Capital Bank, thank you for your confidence in our valued business relationship. |
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