Checking Accounts

CCB Free Business Checking
CCB Commercial Checking Account
CCB Business Interest Checking Account
IOLTA Checking

• $100.00 minimum deposit to open
  
• No monthly maintenance fee
  
• No minimum balance requirement
  
• Unlimited transaction items (combined credit/debit items and deposited items) at no fee
  
• Free online banking/bill pay
  
• First order of CCB basic checks free

* Customers with high volume of cash handling activity or those requesting OnSite Teller must be placed in the Commercial Checking Account Product.

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• $100 minimum deposit to open
  
• Account Analysis charges:
  
  • $12.00 monthly maintenance fee
    
  • $0.08 deposited item
    
  • $0.25 per deposit
    
  • $0.12 per debit item
    
• Please contact us regarding the current Earnings Credit Rate.*
  
• Negative collected balance….Community Capital Bank Prime + 3% (based on daily balance)
• Free online banking/bill pay
  

10% reserve requirement on available balance. Your account will be debited approximately the 10th of each month for any net service charges incurred during the previous month.

* Where there has been a change in this rate during the month, the last prevailing rate will be used.

* Ask about deposit services for your employees. We offer our CCB Free Checking, first order of checks free, free online access with bill pay and a debit card (subject to credit approval).

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• $100.00 minimum deposit to open
  
• Maintain $1,000 minimum daily balance or $3,000 average balance to avoid
  a $15.00 monthly maintenance fee
  
• $0.60 per debit
  
• No minimum required to earn interest
  
• Interest will be compounded daily, credited monthly and paid on the collected balance less the current reserve requirement. Rates are subject to change without notice.
  
• Free online banking/bill pay

Bank reserves the right to require at least seven (7) days notice prior to withdrawal or transfer of any funds in the account.

Available only to sole proprietorships, non-profit organizations, & governmental agencies. Corporations & Partnerships are not eligible.

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• $100 minimum deposit to open
  
• Account Analysis Charges:
  
  • $12 monthly maintenance fee
    
  • $0.08 per deposited item
    
  • $0.25 per deposit
    
  • $0.12 per debit item
    
• Negative collected balance….Community Capital Bank Prime + 3% (based on daily balance).
  
• No minimum required to earn interest
  
• Interest will be compounded daily, credited monthly and paid on the collected balance less the current reserve requirement. Rates are subject to change without notice.
• Free online banking
  

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Banking transactions received after 4pm will be processed as though they were received the following business day.

Checks or other items drawn on your account may be paid in any order we determine. We may do so even if it results in an insufficient balance in your account or more service charges by paying a particular item before others that otherwise could have been paid. However, our customary practice is to pay checks presented at the same time in descending order of amount.