Community Capital Bank began operations in August 2002 in our main office facility located on Mt. Zion Road in Jonesboro, one mile off Interstate 75.   Our organizing directors and shareholders are some of the most successful business-owners in south-metro Atlanta who understand the importance of experienced, professional bankers who are empowered to make local decisions.  Customer service is at the core of our business philosophy and our banking officers and staff members are well-versed in tailoring our products and services to meet the banking and financial needs of our commercial and consumer clients.  Since inception, we have grown to two full service banking locations, including Jonesboro and Fayetteville, reaching total assets of almost $200 million while carefully supporting and mentoring the unique needs of our customers.

Our market area is covered very well by various banking institutions, both national and community based, that increase the competitiveness for clients.   While our products and services are attractive to commercial and consumer clients, we are very experienced in our commercial bank lending and deposit services including real estate lending of all types, business start-up financing, inventory, accounts receivable and equipment financing and SBA lending resources.   Deposit services include various checking accounts, internet banking and Biz Pay and our On-Site Teller service which is like putting a teller window in your office. 

We are very excited about our future.  Although 2008 was one of the most economically challenging years our country has been through in several generations, we look forward to continuing to support our existing clients’ banking needs and providing reasonable growth through continuing to expand our market share smartly in the communities we serve.